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If a man says to his wife “I will divorce you” it is a promise (or a threat) of divorce, and divorce does not take place if he only says this phrase. What is most likely is that divorce does not take place immediately, even if the husband claims that he intended by using this phrase to initiate divorce with immediate effect, because the future participle sa- (equivalent to “will” in English) refers to the future, and the intention has an impact on identifying one of the meanings that the ambiguous word or phrase could refer to, but the intention cannot change the meaning of a phrase to a meaning that cannot be indicated by it, unless it is proven that the phrase could mean immediate divorce according to the custom and usage of language among a given community. In that case, the matter should be referred to a mufti issue a fatwa on a particular incident.

It is not permissible for your sister to take the gold in return for giving money to the other heirs that is to be paid later on; rather the money must be paid immediately after reaching the agreement.