Praise be to Allah.
We do not know anything about these particular companies, how trustworthy they are or to what extent they adhere to shar‘i guidelines in their transactions.
But in general terms, it is permissible to invest capital in profit sharing ventures, and to invest with companies that work in this field, if they meet the following conditions:
1. That the company is going to invest in permissible ventures, which includes selling gold, if the conditions of exchange on the spot are met when selling it for cash or silver, and the condition that the exchange be done on the spot in equal amounts, when selling gold for gold, is met.
Please see the answer to question no. 34325 .
2. There should be no guaranteeing of the capital, so the company should not commit to returning the capital in the event of loss, unless the company has overstepped the mark or been negligent. That is because if the capital is guaranteed in all cases, then this transaction is in fact a loan, and whatever it brings of benefits is regarded as riba.
3.The profit should be known and agreed upon, but it should be defined as a percentage of the profits not of the capital. So, for example, one of the partners may receive one third, or half, or 20% of the profits, and the rest will go to the other partner.
The contract is not valid if the profit is defined as a certain amount, or as a percentage of the capital, or if it is not known and not defined. The jurists have stated that this type of partnership is invalid in these cases.
Ibn al-Mundhir said: All of the scholars from whom we acquired knowledge are agreed that a (profit-sharing) partnership becomes invalid if one or both parties stipulate that he will receive a specific amount of money. Among those from whom we learned that are Malik, al-Awza‘i, ash-Shafa‘i, Abu Thawr and ashab ar-ra’y."(Al-Mughni 5/23).
It says in Matalib Uli’n-Nuha (3/517): If he says: Take this and do business with it, and you will have a portion of the profit, or you will be a partner in the profit, or you will have something of the profit, or a share of the profit, that is not valid, because it is unknown, and a profit-sharing partnership is not valid if the shares of profit are unknown. End quote.
If these conditions are met, then it is permissible to invest.
And Allah knows best.
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